|
Terms and Conditions
of Use
Last updated: October 4, 2000
By accessing this website you agree to be bound by the terms and
conditions described herein. We recommend you review these terms
and conditions each time you access this site, as they may have
been revised, changed, or updated since your last visit. Should
you become dissatisfied with these terms and conditions at any time,
your sole remedy is to cease accessing this site.
OWNERSHIP OF WEBSITE
This website is owned and maintained by Lumbermens Mutual Casualty
Company for use by the Kemper Insurance Companies (including American
Motorists Insurance Company, American Protection Insurance Company,
American Manufacturers Mutual Insurance Company, Kemper Casualty
Insurance Company, Kemper Environmental Ltd., Kemper Employers Insurance
Company, Kemper Comprehensive Insurance Company, Kemper Commercial
Insurance Company, Kemper Independence Insurance Company, Kemper
Auto & Home Insurance Company, Kemper Surplus Lines Insurance Company,
Kemper Indemnity Insurance Company, Kemper Secure, Ltd., Kemper
Underwriting Brokers, Inc. , Kemper Lloyds Insurance Company, Eagle
Pacific Insurance Company, Pacific Eagle Insurance Company, Lumbermens
Life Agency, Inc., Specialty Surplus Insurance Company, Specialty
National Insurance Company, Universal Bonding Insurance Company,
Specialty Surplus Insurance Company of Illinois, Long Grove Insurance
Company, Ridgeland Insurance Company, Greatland Insurance Company,
Domestic RE L.P., NATLSCO Inc., and Kemper National Services, Inc.),
all of which are collectively referred to herein as "Kemper".
INFORMATIONAL PURPOSES ONLY
The material contained herein is for informational purposes only.
Except as expressly set forth herein, the information contained
herein is not an offer to sell or a solicitation to buy any insurance
product or service. For a complete description of products and services,
please see your independent agent. Should you decide to purchase
products or services from Kemper, both you and Kemper will be bound
by the terms and conditions of your policy or contract and NOT by
the information contained in this website. Products and services
described on this website may not be available in all jurisdictions,
and you are solely responsible for compliance with any local, state
and federal laws associated with your use of this site or the products
and services described herein.
DISCLAIMER OF WARRANTY
MATERIALS LOCATED ON THIS WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE"
WITHOUT ANY REPRESENTATIONS OF WARRANTIES WHATSOEVER , EITHER EXPRESS
OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, INCLUDING
BUT NOT LIMITED TO WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY,
AND FITNESS FOR A PARTICULAR PURPOSE. Some states/jurisdictions
do not allow the exclusion of implied warranties, so the above disclaimer
may not apply to you. Kemper does not warrant that the information
contained on this website is error-free, or that its contents are
current or accurate at any given time. Kemper reserves the right
to make changes to the products and services described herein at
any time with or without notice to you; however, Kemper has no obligation
to update these materials. Kemper does not warrant that the materials
on or accessible from this website are free from viruses, worms,
time-bombs or any other devices which may result in damage to you,
your data, your computer equipment or other property. Kemper does
not warrant that this website will be accessible at will or in all
geographic areas. Kemper does not warrant that your use of materials
displayed on this website will not infringe upon rights of third
parties not owned by or affiliated with Kemper.
LIMITATION OF LIABILITY
IN NO EVENT WILL KEMPER BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING
OUT OF YOUR USE OF THIS WEBSITE, INCLUDING DIRECT, SPECIAL, PUNITIVE,
CONSEQUENTIAL, INDIRECT, OR EXEMPLARY DAMAGES and INCLUDING WITHOUT
LIMITATION, LOSS OF PROFITS, DATA, BUSINESS, OR USE. THIS LIMITATION
OF LIABILITY SHALL BE APPLICABLE REGARDLESS OF THE FORM OF ANY ACTION,
INCLUDING NEGLIGENCE, TORT, CONTRACT, OR OTHERWISE. Some states/jurisdictions
do not allow the exclusion or limitation of incidental or consequential
damages, so the above limitation may not apply to you.
RESTRICTIONS ON USE
Content from this website may be downloaded and/or reprinted for
personal use only, provided you retain all copyright and other proprietary
notices contained on the materials. You may not distribute, modify,
transmit, reproduce, republish, or otherwise use the content of
this website in any way for public or commercial purposes without
Kemper's prior written permission. You may not publish, post, distribute
or disseminate defamatory , infringing, obscene or unlawful material
or information on or through this website. You may not upload or
download files that contain software or other material protected
by intellectual property laws, rights of privacy or publicity, or
any other applicable law or regulation unless you own or control
the rights thereto or have received all necessary consents. You
may not upload files that contain a virus or any other program designed
to interfere with the operation of this website or computers linked
to this website.
LINKS TO OTHER SITES
This Website may be linked to other websites that are not maintained
by Kemper. Kemper does not make any representations or warranties
whatsoever regarding the material contained on such websites, and
Kemper's inclusion of a hyperlink does not constitute an endorsement
or recommendation by Kemper.
TRADEMARKS AND COPYRIGHTS
Unless otherwise indicated, all trademarks (including all service
marks), logos, trade names, and domain names appearing on this website
are the property of Kemper. Nothing contained on this site should
be construed as granting, by implication, estoppel or otherwise,
any license or right to use any trademark or service mark displayed
on this website without the written permission of Kemper or any
third party that may own the trademarks or service marks displayed
on this website.
Your use of the trademarks or service marks displayed on this website,
or any other content on this website except as expressly provided
herein is strictly prohibited. Any unauthorized use of the images
contained on this website may violate copyright laws, trademark
laws, the laws of privacy and publicity, and communications regulations
and statutes. All rights not expressly granted herein are reserved.
Any unauthorized use of the materials appearing on this website
could result in criminal or civil penalties.
U.S. Government Rights: United States Government license rights
in the materials appearing on this website are limited to those
mandatory rights identified in DFARS 252.227-7015(b) and all other
applicable laws and regulations. All other use is prohibited without
the prior written approval of Kemper. Use of any of the materials
appearing on this website by the Government constitutes acknowledgment
and acceptance of Kemper's proprietary rights in the materials.
SOFTWARE LICENSES
You acknowledge that any software available or provided to you on
this website may contain technology that is subject to strict controls
by various agencies of the United States Government. You hereby
agree that you will not transfer or export such software from the
United States except in accordance with United States export laws
and regulations. Kemper does not authorize the downloading or exportation
of any software or technical data from this website to any jurisdiction
prohibited by the United States law.
INDEMNIFICATION
You agree to indemnify, defend and hold harmless Kemper, its officers,
agents, employees, licensees, successors, and assignees, affiliated
merchants, content, technology and service providers, advertisers
and sponsors, from and against any and all third-party claims, demands,
losses, liability, damages or expenses (including reasonable attorney's
fees) arising out of breach of these Terms and Conditions of Use
or the use of the website or any materials, products or services
available at this website, by you or under your control.
TERMINATION
You acknowledge and agree that Kemper may terminate or deny access
to all or part of the services, products or materials available
on this website without prior notice if you engage in any conduct
or activities that Kemper, in its sole discretion, believes violates
any of these terms and conditions or any other rule, regulation
or applicable law. Neither Kemper nor any of its officers, agents
or employees shall be liable to you in the event of such termination.
GOVERNING LAW
You agree to comply with all applicable laws and regulations of
the various states and of the United States, including all export
and re-import laws and regulations. These Terms and Conditions of
Use will be interpreted, construed, and enforced in all respects
in accordance with the laws of the State of Illinois without reference
to its choice of law principles. To the extent any dispute is not
resolved as indicated above, the parties agree not to commence or
prosecute any suit or claim to enforce these Terms and Conditions
of Use or otherwise arising under or by reason of these Terms and
Conditions of Use, other than in the Federal and State courts of
competent jurisdiction in the State of Illinois, Cook or Lake County.
SEVERABILITY
If any provision of this agreement is found to be invalid, all other
terms and conditions of this agreement shall remain unaffected and
shall continue in full force and effect.
WAIVER
No term or provision hereof shall be deemed waived and no breach
excused, unless such waiver or consent shall be in writing and signed
by a duly authorized representative, partner or owner of the party
claimed to have waived or consented. Should either party consent,
waive or excuse a breach by the other party, whether express or
implied, such shall not constitute a consent to, waiver of, or excuse
of any other different or subsequent breach.
|
