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TERMS AND CONDITIONS OF USE
Last updated: September 1, 2013
By accessing this website you agree to be bound by the terms and conditions described herein. We recommend
you review these terms and conditions each time you access this website, as they may have been revised,
changed, or updated since your last visit. Should you become dissatisfied with these terms and conditions
at any time, your sole remedy is to cease accessing this website.
Ownership of Website
This website is owned and maintained by Lumbermens Mutual Casualty Company, in Liquidation and its
affiliated and subsidiary companies (collectively referred to as "Lumbermens") which includes the following
insurance companies: Lumbermens Mutual Casualty Company, in Liquidation, American Manufacturers Mutual
Insurance Company, in Liquidation, American Motorists Insurance Company, in Liquidation, Specialty Surplus
Insurance Company (a surplus lines insurance company domiciled in Illinois), and Long Grove Insurance
Company Limited (an insurance company domiciled in Australia).
Informational Purposes Only
The information contained in this website is for informational purposes only. This information is not an
offer to sell or a solicitation to buy any insurance product or service. Lumbermens has not issued or renewed
any insurance policies since entering run-off in 2003.
Disclaimer of Warranty
MATERIALS LOCATED ON THIS WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY REPRESENTATIONS OF
WARRANTIES WHATSOEVER, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, INCLUDING
BUT NOT LIMITED TO WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.
Some jurisdictions do not allow the exclusion of implied warranties and, therefore, the above disclaimer may
not apply to you. Lumbermens does not warrant that the information contained on this website is error-free,
or that its contents are current or accurate at any given time. Lumbermens reserves the right to make
changes to this website at any time without notice to you. Lumbermens has no obligation to update these
materials. Lumbermens does not warrant that the materials on or accessible from this website are free from
viruses, worms, time-bombs or any other devices which may result in damage to you, your data, your computer
equipment or other property. Lumbermens does not warrant that this website will be accessible at will or in
all geographic areas. Lumbermens does not warrant that your use of materials displayed on this website will
not infringe upon rights of third parties not owned by or affiliated with Lumbermens.
Limitation of Liability
IN NO EVENT WILL LUMBERMENS BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF YOUR USE OF THIS WEBSITE,
INCLUDING DIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL, INDIRECT, OR EXEMPLARY DAMAGES and INCLUDING WITHOUT
LIMITATION, LOSS OF PROFITS, DATA, BUSINESS, OR USE. THIS LIMITATION OF LIABILITY SHALL BE APPLICABLE REGARDLESS
OF THE FORM OF ANY ACTION, INCLUDING NEGLIGENCE, TORT, CONTRACT, OR OTHERWISE. Some jurisdictions do not allow
the exclusion or limitation of incidental or consequential damages and, therefore, the above limitation may not
apply to you.
Restrictions on Use
Content from this website may be downloaded and/or reprinted for personal use only, provided you retain all
copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit,
reproduce, republish, or otherwise use the content of this website in any way for public or commercial purposes
without Lumbermens' prior written permission. You may not publish, post, distribute or disseminate defamatory,
infringing, obscene or unlawful material or information on or through this website. You may not upload or
download files that contain software or other material protected by intellectual property laws, rights of
privacy or publicity, or any other applicable law or regulation unless you own or control the rights thereto
or have received all necessary consents. You may not upload files that contain a virus or any other program
designed to interfere with the operation of this website or computers linked to this website.
Links to Other Sites
This website may be linked to other websites that are not maintained by Lumbermens. Lumbermens does not make
any representations or warranties whatsoever regarding the material contained on such websites, and Lumbermens'
inclusion of a hyperlink does not constitute an endorsement or recommendation by Lumbermens.
Trademarks and Copyrights
Unless otherwise indicated, all trademarks (including all service marks), logos, trade names, and domain names
appearing on this website are the property of Lumbermens. Nothing contained on this site should be construed as
granting, by implication, estoppel or otherwise, any license or right to use any trademark or service mark
displayed on this website without the written permission of Lumbermens or any third party that may own the
trademarks or service marks displayed on this website.
Your use of the trademarks or service marks displayed on this website, or any other content on this website except
as expressly provided herein is strictly prohibited. Any unauthorized use of the images contained on this website
may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and
statutes. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing
on this website could result in criminal or civil penalties.
U.S. Government Rights: United States Government license rights in the materials appearing on this website are
limited to those mandatory rights identified in DFARS 252.227-7015(b) and all other applicable laws and regulations.
All other use is prohibited without the prior written approval of Lumbermens. Use of any of the materials appearing
on this website by the Government constitutes acknowledgment and acceptance of Lumbermens' proprietary rights in the materials.
Software Licenses
You acknowledge that any software available or provided to you on this website may contain technology that is subject
to strict controls by various agencies of the United States Government. You hereby agree that you will not transfer or
export such software from the United States except in accordance with United States export laws and regulations.
Lumbermens does not authorize the downloading or exportation of any software or technical data from this website
to any jurisdiction prohibited by the United States law.
Indemnification
You agree to indemnify, defend and hold harmless Lumbermens, its officers, agents, employees, licensees,
successors and assignees, affiliated merchants, content, technology and service providers, advertisers,
and sponsors, from and against any and all third-party claims, demands, losses, liability, damages or
expenses (including reasonable attorney's fees) arising out of breach of these Terms and Conditions of Use
or the use of the website or any materials, products or services available at this website, by you or under your control.
Termination
You acknowledge and agree that Lumbermens may terminate or deny access to all or part of the services or materials
available on this website without prior notice if you engage in any conduct or activities that Lumbermens, in its
sole discretion, believes violates any of these terms and conditions or any other rule, regulation or applicable law.
Neither Lumbermens nor any of its officers, agents, employees, successors or assigns shall be liable to you in the event
of such termination.
Governing Law
You agree to comply with all applicable laws and regulations of the various states and of the United States,
including all export and re-import laws and regulations. These Terms and Conditions of Use will be interpreted,
construed, and enforced in all respects in accordance with the laws of the State of Illinois without reference to
its choice of law principles. To the extent any dispute is not resolved as indicated above, the parties agree not
to commence or prosecute any suit or claim permitted under law to enforce these Terms and Conditions of Use or otherwise arising under
or by reason of these Terms and Conditions of Use, other than in the state Circuit Court of Cook County, Illinois.
Severability
If any provision of this agreement is found to be invalid, all other terms and conditions of this agreement shall
remain unaffected and shall continue in full force and effect.
Waiver
No term or provision hereof shall be deemed waived and no breach excused, unless such waiver or consent shall
be in writing and signed by a duly authorized representative, partner or owner of the party claimed to have waived
or consented. Should either party consent, waive or excuse a breach by the other party, whether express or implied,
such shall not constitute a consent to, waiver of, or excuse of any other different or subsequent breach.
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