April 12, 2006

Vanguard Beneficiary Election Follow Up

During the last week of March, Vanguard mailed a Beneficiary Designation Form to each retiree with a 401(k) account balance. If you have not yet returned the Beneficiary Designation Form to Vanguard, please take a few minutes to complete the form and return directly to Vanguard. This is a good time to update your beneficiaries and it is quite important that Vanguard has a list of your primary beneficiary, as well as, contingent (secondary) beneficiaries. If you have questions regarding the beneficiary form or any questions regarding your 401(k), please call Vanguard at 1-800-523-1188. The plan number is 093969.